The federal government will grant credits to the word for 25 thousand pesos to informal family businesses affected by contingency by COVID-19.In this tutorial the process to obtain them is described.

The Federal Government will grant three million credits for 25 thousand pesos to formal and informal companies that have been affected by the health crisis by the Covid-19 Pandemia.A part of these credits are granted through the Mexican Social Security Institute (IMSS) to companies that have Federal Taxpayers Registry (RFC);The process to obtain them can be consulted here: credits for 25 thousand pesos to formal businesses.

Another part of these social aid will be delivered to informal businesses that need it.These are credits to the word for 25 thousand pesos aimed at small businesses such as shoe stores, pastries, jewelry, fondas, butchers, stationery stores, among others.

How to obtain a credit for 25 thousand pesos for informal businesses granted by AMLO's government?

1. Ser parte del Censo de Bienestar
2. Esperar la llamada de un Servidor de la Nación

Who can receive the credit for 25 thousand pesos for informal businesses granted by AMLO's government?

According to the federal government, to receive this credit it is necessary to be part of the well -being census that was made in 2018.If the business was not censored, it is possible to call the delegation of the Ministry of Welfare to request to be included (a) in it.

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Despite having been carried out two years ago, this census has not been transparent by the federal government.However, this register will support the delivery of the credits for informal businesses before the crisis by COVID-19.

Once included in the census, the head of the business should receive a call from the nation's servants to confirm if it is still the interest of the business owners obtain the credit and confirm their data.In case of receiving the call and wanting to confirm that they are federal officials, it is possible to call 800 639 42 64 to compare the data of the person who called with the secretariat database and avoid fraud.

If the business owners want to receive the credit, the officials will request the sending of an official identification document, a photograph of the business with the work instruments and accept the support saying “yes” to the express question of the official.Being credits to the word, it is not necessary to leave anything "in pledge" to obtain them ".Some time later, federal officials will call again to indicate the business manager how to have access to money.

What are the requirements to obtain the credit for 25 thousand pesos for informal businesses granted by the AMLO government?

According to the rules of operation of these microcredits, the following are the requirements to be a beneficiary:

How to have access to money?When do you have to pay it?

Once the credit is approved, the 25 thousand pesos will be deposited on a bank card that the beneficiary can collect in a bank close to their home or business (Banco Azteca, Banorte and Santander).

The credit has a three -month grace period;that is to say that it must begin to be paid for up to four months of receiving it.The beneficiaries are up to three years to reimburse the credit through fertilizers of 850 pesos per month.

Credit will be granted with an annual interest rate of six percent.

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Municipalities participating in the program

Note: This is an independent data journalism project.Below you will find the process to obtain one of these credits, but we do not do it on this website.For more precise guidance you must contact the Secretariat of Welfare on the phone 800 639 42 64.

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